Terms of Use

Last Updated: January, 14, 2026

Why Refinance with Us?

A Better Strategy

Access competitive rates and our strategic mortgage structure designed to reduce your monthly payments and help you save more over the life of your mortgage while paying it off faster.

Flexible Terms

Choose from a range of repayment options to fit your unique financial goals and timeline, with expert guidance every step.

Clear Numbers

Receive a complete breakdown of the costs and savings so you can clearly see what option to choose for your specific situation.

1. Program Description

Tania Discombe may send SMS and email messages to users who opt in. Messages may include promotional offers, service updates, appointment confirmations, and appointment reminders. Message frequency may vary.

2. Consent to Receive Messages

By providing your phone number and opting in, you authorize Tania Discombe to send text messages to your mobile number. Consent is not a condition of purchase.

3. Opt Out

You can cancel the SMS service at any time. Just text "STOP" to the (403) 890-2861. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us.

4. Opt In Again

If you want to rejoin after opting out, you can opt in again using the same method you used to enroll originally.

5. Help and Support

If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at [email protected] or (403) 890-2861.

6. Message Frequency and Rates

As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency may vary. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

7. Carrier Disclaimer

Carriers are not liable for delayed or undelivered messages.

8. Privacy

Your use of the messaging program is also governed by our Privacy Policy. You can view it here: Privacy Policy

9. Changes to Terms

We may update these Terms from time to time. Updates will be posted with a new Last Updated date.

10. Contact

Questions about these Terms can be sent to:

Tania Discombe

Address: 500, 10109 - 106 Street

Phone: (403) 890-2861

Email: [email protected]

If you have any questions regarding privacy, please read our privacy policy: Privacy Policy

Frequently Asked Questions

What is mortgage refinancing?

Mortgage refinancing means replacing your existing mortgage with a new one, often to access home equity, lower your rate, or change your loan terms.

How quickly can I access my equity?

Most homeowners can access their equity within a few weeks after approval, depending on the complexity of their application and required documentation.

Will refinancing affect my credit score?

A credit check is required, which may cause a small, temporary dip in your score. Responsible refinancing can improve your long-term financial health.

Are there fees involved?

There may be appraisal, legal, or administrative fees. We provide a transparent breakdown of all costs before you commit.

Can I refinance if my credit isn’t perfect?

Yes, we work with a range of credit profiles and will help you find the best available options for your situation.

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